Banking

The turbulent financial markets of the past few months have led to banks around the world encountering new challenges that have never been faced before. The market situation also provides opportunities though as change can and must now be embraced!
Banks focus on customer benefits and customer business and concentrate on their core capabilities while standard services are sourced from skilled partners. This results in an extensive reorganization of the value chains in the market. Sourcing-models and the integration of networked partners are current topics of interest.

An increase in efficiency and associated cost-saving potential are the upshot of process and IT management. Banks with significant international presence can, for example, realize substantial cost savings with cross-border business process alignment and by means of centralization and shared services, while at the same time ensuring service quality.

The current situation in the financial markets places greater demands on risk management and also leads to the imposition of restrictive measures and obligations by regulatory bodies.

We, the S&T Group Banking Division, can help banks and financial institutions to define future demands and to consistently implement the necessary measures, all on the basis of our excellent banking, process and technology skills. And these services can be provided locally due to our presence in D-A-CH, CEE, SEE, China and Japan.


Our services:
  • Customer Relationship Management: Operational CRM, Analytical CRM, Business Intelligence
  • Process Management: Business Process Measurement, Business Process Engineering, Document Management
  • Products and Settlement: Core Banking, Lending, Collaterals, Treasury, Custody
  • Risk Management and Compliance: Credit and Market Risk, Asset and Liability Management, Limit Management, Compliance, Statutory Reporting, Anti Money Laundering
  • Enterprise Resource Planning
  • Enterprise Application Integration
  • CIO Services

Customer benefits:

  • Holistic consulting services, from strategic planning to processes and system implementation
  • Availability of a team of consultants with long-standing experience and a profound knowledge of banking
  • Comprehensive IT know-how: standard software and custom-developed solutions
  • Strong partners, in the academic community as well as solution providers
  • Methodical competence: Our clients benefit from a scientifically developed, tried and proven methodology based on the Business Engineering approach
  • Represented in D-A-CH, CEE, SEE, Japan and China




Selected financial services references

AlbaniaProcredit Bank
National Commercial Bank
First Investment Bank
AustriaBA-CA Leasing
Bank Austria Group
BAWAG P.S.K Group
Erste Bank Group
GE Money Bank GmbH
Generali IT-Solutions GmbH
Oesterreichische
Nationalbank (OeNB)
Porsche Bank AG
sBausparkasse
Vienna Insurance Group
Uniqa
Bosnia and HerzegovinaBBI banka
Centralna Banka BiH
HVB Central Profit banka
HVB Leasing
Investiciono-komercijalna banka Zenica
LRC inžinjering
NBB – Nova Banjalučka banka
Raiffeisen banka
Turkish Yiraat Bank Bosnia dd Sarajevo
UPI banka
Volksbank
BulgariaUnicredit Bulbank
DSK Bank
Raiffeisen Bulgaria
First Investment Bank
Central Depositary Bulgaria
CroatiaCentar banka
Partner banka
Karlovačka banka
Hrvatska poštanska banka
Hypo Alpe Adria Bank
Hrvatska Narodna Banka
PBZ Cards
Privredna banka Zagreb
Zagrebacka banka
Croatia osiguranje
Allianz Hrvatska
Erste Croatia
MBU
Czech RepublicAEGON Insurance
CAC Leasing
Ceska Sporitelna
Ceska Pojistovna
CITIBANK
CSOB Asset Management
Czech Republic National Bank
Generali Insurance
Komercni banka
PriceWaterhouseCoopers
Raiffeisen stavebni sporitelna
ŠkoFin
Wüstenrot hypotecni banka
Wüstenrot stavebni sporitelna
GermanyAOK/AOK Systems
KGAL
HungaryMagyar Nemzeti Bank
MacedoniaNational Bank of Macedonia
Komercijalna banka AD
ProCredit Bank Macedonia
IK Banka
Makedonska Banka AD
Stopanska Banka AD
Tutunska Banka AD
QBE Macedonia
MoldovaBanca Socila
Energbank
Mobiasbanca
Moldinconbank
MoldMediaCard
Moldova-Agroindbank SA
National Bank of Moldova
Savings Bank of Moldova
Victoriabank
MontenegroNLB Montenegrobank
Central Bank of Montenegro
Merkur Insurance
PolandAIG Credit SA
AIG Bank SA
BGŻ SA
BRE Bank SA
Fortis Bank S.A.
GE Money Bank SA
ING Bank Slaski S.A.
Mazowiecki Bank Regionalny
PKO Bank Polski S.A.
PZU SA
RomaniaBancpost SA
BRD – Groupe Societe Generale
National Bank of Romania
Unicredit Tiriac Bank
Romanian Commercial Bank – BCR
Raiffeisen Bank
TransFonD
Romanian Savings Bank - CEC
RussiaAlfa-Bank
Baltiyskiy Bank
Bank of Russia
MICEX (Moscow Interbank)
Raiffeisen Bank
Renaissance Capital Bank
Rosbank
RosGosStrakh (Russian National Insurance Company)
SerbiaAlpha Bank
EFG Eurobank
Erste Bank
Findomestic bank
Komercijalna banka
National Bank of Greece
National Bank of Serbia
Postal Saving Bank (Poštanska Štedionica)
Raiffeisen Bank
UniCredit Bank
Volksbank
Wiener Stadtische
SlovakiaAllianz - Slovenská poisťovňa
Banka Slovakia
CSOB Leasing a.s.
Erste Bank (Slovenska Sporitelna)
HVB Bank Slovakia
Komercni Banka Bratislava
NBS (National Bank of Slovakia)
OTP Banka Slovakia
Poštová banka
R+V poisťovňa (Postal Banb)
SporDat (SPARDAT)
Tatrabanka
VUB Wüstenrot
SloveniaBanka Celje
Banka Koper
Banka Sparkasse
Nova Ljubljanska banka d.d.
VZAJEMNA D.V.Z.
Nova KBM d.d.
Bankart
Deželna banka Slovenije d. d.
SwitzerlandSt. Galler Kantonalbank
UkraineCitiBank Ukraine
Insurance Company Etalon
Insurance Company Providna
Nadra Bank
National Bank of Ukraine
JSCB "Ukrsotsbank"
JSB "VaBank"
JSC VTB Bank
JSB "AlfaBank"
Oshadbank
Providna
Raiffeisen Bank AVAL
State Export-Import Bank of Ukraine